Family sharing

Share accounts with family members and control access permissions

Family sharing

Family sharing allows you to share financial accounts with other members of your family, giving them visibility into balances, transactions, and reports while maintaining control over who can edit what.

How it works

When you share an account with family members:

• Shared accounts appear in their account list and dashboard
• Balances and transactions are visible to all members with access
• Reports and charts automatically include shared accounts in calculations
• Permissions control whether members can view only or also edit

Sharing an account

To share an account with family members:

1. Navigate to the account you want to share
2. Click the sharing icon or open account settings
3. Select the family members you want to share with
4. Choose their permission level (view or edit)
5. Save your changes

The account will immediately appear in the selected members’ account lists.

Permission levels

View access

Members with view access can:

• See account balances and transactions
• View transaction details and history
• Include the account in their reports and charts
• See the account in their dashboard and net worth calculations

Members with view access cannot:

• Edit transactions
• Add or delete transactions
• Modify account settings
• Change sharing permissions
• Delete the account

Edit access

Members with edit access can:

• Everything view access allows
• Create, edit, and delete transactions
• Modify transaction categories and tags
• Update account settings
• Manage recurring transactions

Members with edit access cannot:

• Delete the account
• Change sharing permissions (only the account owner can)

Account ownership

The person who creates an account is the owner. Only the owner can:

• Delete the account
• Change sharing settings
• Remove other members’ access
• Transfer ownership (if supported)

Shared account visibility

When accounts are shared:

• Dashboard: Shared accounts appear in your account list with a sharing indicator
• Reports: Shared accounts are automatically included in net worth, spending, and income reports
• Filters: You can filter views to show only your accounts or include shared accounts
• Sidebar: Shared accounts are grouped separately for easy identification

Provider sharing

Third-party provider connections (Plaid, SimpleFIN, etc.) can also be shared:

• When you share a provider connection, all accounts from that provider are shared
• Shared provider accounts sync automatically for all members
• Only admins can manage provider connections
• Provider credentials remain encrypted and secure

Recurring transactions

Recurring transaction patterns are scoped to your family:

• Shared accounts’ recurring transactions are visible to all members
• Recurring transaction detection works across all accounts you have access to
• Only members with edit access can modify recurring transaction settings

Best practices

For families

• Share checking accounts for household expense tracking
• Keep investment accounts private unless needed for joint planning
• Use view access for children or family members who need visibility but not control
• Use edit access for spouses or partners managing finances together

For security

• Review sharing settings periodically to ensure access is still appropriate
• Remove access immediately when someone should no longer see an account
• Use view-only access as the default, granting edit access only when needed
• Keep provider credentials secure - only admins should manage connections

Limitations

• Sharing is currently limited to members within the same family
• Account owners cannot transfer ownership to another member
• Deleted accounts are removed for all members who had access
• Some provider-synced accounts may have restrictions on manual editing

Privacy considerations

When you share an account:

• All transactions and balances become visible to shared members
• Transaction history is fully accessible
• Notes and tags on transactions are visible
• Merchant and category information is shared

Only share accounts with trusted family members who need access to this financial information.